AFP 4 BUSINESS ARE EXPERTS IN ARRANGING BUSINESS FINANCE, PROTECTION & INSURANCE
AFP 4 Business has long been related to the financial well-being of the SME business sector. Our business protection, employee insurance, and business finance products will give you peace-of-mind while helping you grow your company. Arranging competitive commercial mortgages and asset finance are further strings to my corporate bow.
Whilst our office is in Maidenhead, Berkshire, our clients are located mainly throughout London and the South East.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Business Protection Insurance is a way of helping you protect against possible financial losses when serious illness or death affects a Director, Partner, or Key Employee.
It can help ensure that your business survives and continues trading under seriously challenging circumstances and covers share purchases, a loss of sales, or an inability to repay business loans.
Did you know that employee life cover when provided by the employer can be treated as a direct cost to the business, and hence can be set directly against profits?
This is a great way to provide a benefit to your employees, provide protection for your business, and is highly cost-effective and tax-efficient.
Mortgage Benefit Scheme
Learn more about the The Employee Mortgage Benefit Scheme (TEMBS) with trademark symbol
Buying a home is one of the most important and stressful tasks for any individual, and mortgage education deserves a place in the employee benefits mix.
The Employee Mortgage Benefit Scheme is a means of providing employees with professional customised mortgage advice, on a free and voluntary basis.
Independent mortgage advice from an established, professional adviser is essential if you wish to be relieved of laborious, time-consuming effort and if you want to prevent your stress levels soaring to the stratosphere during the long mortgage process.
In respect of independent advice, please remember too that Estate Agents are paid by the sellers of properties; many question whether they can also act for the buyers, by also arranging ‘in-house’ mortgages for them?
Are you considering purchasing your business premises?
Our commercial mortgage products are available for all types of businesses, and can even be setup through pension schemes and trusts.
Asset Finance is a highly cost-efffective way to acquire plant and machinery, IT solutions, company vehicles, and most other types of capital asset.
It enables you to preserve your cash for use as working capital, whilst allowing you to pay for the asset as you benefit from it. It is also extremely tax-effective, typically allowing 100% write-off of payments against profits.