AFP Mortgages provides first-class independent mortgage advice to suit your requirements
A good independent mortgage adviser will be able to provide you with the following benefits:
Such an adviser will have an in-depth knowledge of the products available and the terms and conditions that apply to each one. High street lenders can only offer a mortgage from their own ranges and can be relatively inflexible on lending criteria, rates and fees.
Such an adviser will have access to the growing number of lenders who have no high street presence: an independent adviser, with access to the whole of the market, is more likely to find you the best deal available.
Such an adviser will not work for an estate agent or work in an estate agent’s office. Estate Agents are paid by the vendors and many of us will question whether they can also act for the buyers, by arranging the mortgages for them.
Such an adviser will have the experience and expertise to weigh up all of the variables and recommend the right lender for your circumstances, and then negotiate the most suitable deal. Comparison websites and ‘best buy tables’ cannot reflect the wide range of factors that will affect the overall cost of a particular mortgage product.
Such an adviser will negotiate with the lender on your behalf. He or she will know if the lender is taking a reasonable approach to your application, taking too long to process it or making unreasonable demands for information. He or she will also be able to explain the whole process to you in a straightforward, professional manner and be able to complete the entire mortgage process, from outset to completion, on your behalf.
Such an adviser will have developed relationships with a number of lenders over the years. This may mean that the lender will be more flexible in their approach to your application.
Such an adviser adds value that is recognised by lenders and many of the latter offer exclusive products via independent intermediaries.
Such an adviser will be able to offer information, advice and arrange the most suitable life assurance to cover the mortgage commitment.
AFP MORTGAGES ARE EXPERTS IN THE PLACEMENT OF LARGE MORTGAGE LOANS
AFP Mortgages are specialists in assisting high net worth clients purchase high value properties. We regularly deal with large mortgage loans over £500,000 and have assisted clients purchasing property worth £25 million and beyond. AFP Mortgages understands the large loan arena and are experts in the placement of large residential mortgages, buy to let mortgages, development finance, bridging finance and commercial mortgages.